The compliance platform for lean teams.
Cob learns your business, evaluates it against 50+ European laws, builds tailored solutions, and keeps you compliant as things change.
Laws covered: GDPR UK GDPR EU AI Act PECR revFADP and 50+ more
You already have all we need.
Your website, investor materials or unstructured notes are enough to get started.
northsend.example.com
- pitch-deck.pdf
- business-notes.txt
- data-flows.png
We start by learning your business.
Cob analyzes what you handed over and builds a profile of your company. Who it sells to, what it handles, where it sells, what it does, and how big it is. Everything else rests on that profile.
northsend.example.com
Northsend is bookkeeping for small teams and personal tax returns for individuals — invoices, expenses, and the year-end return without the spreadsheet. Personal plans from €9 a month — all you need is an email address. Annual plans are 20% off until the end of January. Built in Dublin by a team of four, used by people and small businesses in Ireland and the UK. Now serving Germany, Austria and the Netherlands. Need help with a number? Ask our AI assistant — it knows your books as well as you do. Subscribe to our newsletter for product updates. We use cookies to improve your experience. Carbon neutral since 2025.
Northsend
Bookkeeping and personal tax software for individuals and small teams, based in Dublin, serving European markets
Who it sells to
- Consumers
What it handles
- Personal data
Where it sells
- IE
- DE
- AT
- NL
What it does
- Marketing
- Tracking
How big it is
A short conversation completes the picture.
An AI compliance advisor fills the gaps, works through uncertainty, and answers your questions. Speak with it in your own terms.
Where does your customer data actually sit?
In the US — all of it’s on AWS in Oregon.
Your assistant handles financial data. Does it decide anything for a user, or just answer questions?
It only answers questions about their own books.
That distinction matters. Systems that make decisions about people fall under stricter rules.
Roughly what does the company turn over in a year?
Under two million euros.
We evaluate your business against 50+ laws.
Your profile becomes a set of facts. Our rule engine checks them against every law we review, document, and maintain.
Facts about your business
- Uses an AI chatbot Yes
- Tracks people's behaviour in the EEA Yes
- Uses non-essential cookies or trackers Yes
- Runs sales and discounts Yes
- Makes green claims Yes
- Annual turnover (EUR) up to 2,000,000 EUR
and 75 more
Cob’s legal database
- Switzerland — revised Federal Act on Data Protection (revFADP)
- Switzerland — TCA Art. 45c(b) Cookie Rules
- Switzerland — Unfair Competition Act (UWG/UCA) + PBV
- ePrivacy Directive (2002/58/EC)
- EU ADR consumer-information duties
- EU Consumer Rights Directive
- EU Geo-blocking Regulation
- EU General Product Safety Regulation
- EU Price Indication Directive
- EU Unfair Commercial Practices Directive
- EU AI Act (Reg. (EU) 2024/1689)
- EU Cyber Resilience Act (Reg. (EU) 2024/2847)
- EU Cyber Resilience Act — open-source stewards (Reg. (EU) 2024/2847 Art. 24)
- EU Data Act — cloud switching (Reg. (EU) 2023/2854)
- EU Digital Services Act (Reg. (EU) 2022/2065)
- European Accessibility Act (Dir. (EU) 2019/882)
- eIDAS 2 / EU Digital Identity Wallet (Reg. (EU) 2024/1183)
- EU NIS2 — digital entities (Dir. (EU) 2022/2555)
- EU P2B platform-fairness rules (Reg. (EU) 2019/1150)
- EU GDPR (Regulation (EU) 2016/679)
- UK PECR (Privacy and Electronic Communications Regulations 2003)
- UK DMCC Act 2024 (consumer provisions)
- UK GDPR (Retained Regulation (EU) 2016/679 as amended)
- UK Online Safety Act 2023 (Part 3)
- UK Online Safety Act 2023 — Part 5 (provider pornographic content)
- Switzerland — revised Federal Act on Data Protection (revFADP)
- Switzerland — TCA Art. 45c(b) Cookie Rules
- Switzerland — Unfair Competition Act (UWG/UCA) + PBV
- ePrivacy Directive (2002/58/EC)
- EU ADR consumer-information duties
- EU Consumer Rights Directive
- EU Geo-blocking Regulation
- EU General Product Safety Regulation
- EU Price Indication Directive
- EU Unfair Commercial Practices Directive
- EU AI Act (Reg. (EU) 2024/1689)
- EU Cyber Resilience Act (Reg. (EU) 2024/2847)
- EU Cyber Resilience Act — open-source stewards (Reg. (EU) 2024/2847 Art. 24)
- EU Data Act — cloud switching (Reg. (EU) 2023/2854)
- EU Digital Services Act (Reg. (EU) 2022/2065)
- European Accessibility Act (Dir. (EU) 2019/882)
- eIDAS 2 / EU Digital Identity Wallet (Reg. (EU) 2024/1183)
- EU NIS2 — digital entities (Dir. (EU) 2022/2555)
- EU P2B platform-fairness rules (Reg. (EU) 2019/1150)
- EU GDPR (Regulation (EU) 2016/679)
- UK PECR (Privacy and Electronic Communications Regulations 2003)
- UK DMCC Act 2024 (consumer provisions)
- UK GDPR (Retained Regulation (EU) 2016/679 as amended)
- UK Online Safety Act 2023 (Part 3)
- UK Online Safety Act 2023 — Part 5 (provider pornographic content)
From hundreds of laws to the ones that apply to yours.
Every law that applies comes with the exact provision, what it requires of your business, and the steps to comply.
Here are four that apply, and one that doesn't.
- Applies
EU GDPR (Regulation (EU) 2016/679)
GDPR Arts. 2-3
- Applies
EU ADR consumer-information duties
Dir. 2013/11/EU Arts. 2, 13 (CELEX 32013L0011)
- Applies
EU AI Act (Reg. (EU) 2024/1689)
AI Act (Reg. (EU) 2024/1689) Arts. 2-4
- Applies
Ireland ePrivacy & national rules
S.I. No. 336/2011 reg. 5(3)
- Doesn’t apply
European Accessibility Act (Dir. (EU) 2019/882)
- Balance-sheet total (EUR) up to 600,000 EUR
- Annual turnover (EUR) up to 2,000,000 EUR
- Number of employees exactly 4 persons
What your business needs to stay compliant — built, live, and maintained.
A consent banner configured for your obligations. Policies drafted for your business. A trust center that shows customers and partners where you stand. All kept up to date as the law or your business changes.
Privacy Policy
What we collect
Where it goes
Your rights
Transfers outside the EEA
Drafted by Cob
Trust center
Subprocessors
Data residency
How to make a request
Hosted by Cob
Questions
Who is Cob for?
Companies selling into the EU, the EEA, the UK or Switzerland — wherever they are based — with real compliance obligations and limited resources to manage them. Startups, growing teams, and companies entering new markets.
What laws does Cob cover?
Over 50 laws across the EU, the EEA, the UK and Switzerland, including the GDPR, the EU AI Act, PECR, the Swiss revFADP, and accessibility rules under the European Accessibility Act. Where your home country has its own rules we do not cover yet, we say so rather than leave it unsaid. Coverage grows as the law does.
How does Cob know which laws apply?
Every law Cob covers is documented, maintained, and reviewed by hand. Each carries the conditions that trigger it, the obligations it creates, and the provision behind every answer. Our rule engine evaluates your business against it, one law at a time.
Does Cob use AI?
Yes. We use AI to build the picture of your business and help manage your compliance. It never makes legal determinations, and final decisions stay in your hands.
Why not just ask ChatGPT or Claude?
Foundation models are useful, but they hallucinate and don't know your business. Cob uses AI too. The difference is that every answer is grounded in your business profile and a body of law that doesn't change between questions.
Does Cob provide legal advice?
No. Cob is not a law firm and nothing on the platform constitutes legal advice. Cob is not responsible for any output it produces about your business, including determinations, documents, and recommendations. We recommend consulting with a lawyer for legal decisions.
See what applies to your business.